We build the calculators we wish existed when we needed them.
Money Side of Life started as a handful of spreadsheets a former financial planner kept fixing for friends. It's now a set of free tools people use to check a number before they sign for a loan, start an investment, or make a decision they can't easily undo.
Money shouldn't be complicated. We're here to give you the tools, knowledge, and confidence to take control of your financial future.
What we hold ourselves to
Three things guide every calculator we ship and every guide we publish.
Clarity first
We cut through financial complexity and deliver advice in plain, actionable language anyone can understand and apply.
Honest guidance
No hidden agendas, no confusing fine print. We give you the real picture so you can make informed decisions for your life.
Growth mindset
We believe financial literacy is a journey, not a destination, and we're committed to growing alongside our community.
Meet the team
A small group of finance and product people who'd rather build a good calculator than write another vague listicle.
Sarah Mitchell
Former CFP with 15 years in personal finance. Sarah built MSOL after seeing too many people struggle with basic money management.
David Chen
Ex-fintech engineer who believes great financial tools should be as easy to use as the best consumer apps.
Oliver
Certified financial educator with a passion for making investing approachable for first-generation wealth builders.
James Okafor
Equity analyst turned educator, specializing in translating complex market dynamics into everyday investment wisdom.
Theodore
PhD in behavioral economics, helping us understand why we make the money decisions we do — and how to make better ones.
Liam Parker
Believes great design can make anyone fall in love with budgeting. His tools have helped thousands track spending with joy.
Ready to run your own numbers?
Every calculator is free, works instantly in your browser, and comes with a plain-language guide.